Our audit, accounting, and allied services are delivered with a constructive and forward-thinking approach, tailored to meet the unique needs of each client. We place strong emphasis on active partner involvement and maintaining an in-depth, up-to-date understanding of our clients' businesses and industries. This allows us to identify potential risks early, communicate more effectively with management, and adopt a service approach that is not only minimally disruptive but also value-driven by enhancing the overall benefit clients derive from our engagement.

• Statutory & Internal Audits:
  • Audits for Listed, Limited, and Private Limited Companies
  • Audits under the Companies Act, 1956
  • Audits for Clubs, Sports Associations, and Charitable Trusts
• Tax & Financial Audits:
  • Tax Audit under the Income Tax Act, 1961
  • Statutory, Concurrent, and Stock Audit of Banks
• Specialized & Strategic Audits:
  • Risk-based audit planning and implementation
  • Special Investigative Audits, Internal, and Process Audit
  • Due Diligence Audits
  • Regulatory and management reporting

At Rajesh Singi & Associates, we conduct specialized audits to identify and prevent the diversion of funds through manipulation of stock and receivables. This service is crucial for banks and financial institutions to ensure that the credit extended to borrowers is being used for its intended purpose and not diverted to unrelated or unauthorized activities.

• Our audit approach focuses on a detailed review of the borrower's:
  • Inventory records: including physical verification of stock, analysis of stock aging, and scrutiny of movements across locations.
  • Trade receivables: with validation of debtor balances, confirmation of receivables from customers, and comparison with sales records and bank statements.
  • Use of funds: by tracing the flow of borrowed funds and comparing it with actual purchases, operations, and inventory buildup.
• We cover all the following areas of stock audit:
  • Compliance with terms and conditions of sanction.
  • Timely and adequate submission of stock statements & other important financial information.
  • Account operations – overdrawing, credit summation and cash withdrawals.
  • Drawing power calculations by banks and by the auditors & discrepancies, if any along with the reasons.
  • Physical maintenance and storage of stock and adequacy of facilities at the borrower's place.
  • Systems/procedures implemented by borrower to identify the slow and non-moving stock items.
  • Borrower's Management information system, its adequacy and Internal controls to safeguard stock.

We help in choosing the right business structure, whether a Private or Public Limited Company, Partnership, Trust, or Sole Proprietorship. It is a critical decision that can significantly influence the future growth and success of any enterprise. The selection of an appropriate format tailored to the specific nature of a new business activity can offer considerable advantages, including the deferral and reduction of tax liabilities.

At Rajesh Singi & Associates, we understand that starting a new business involves navigating through a range of legal, financial, and operational challenges. Our dedicated startup services are designed to provide a strong foundation for your venture.

• We offer end-to-end support, including:
  • Assistance with Statutory Registrations:
    • Provident Fund (PF)
    • Employees' State Insurance Corporation (ESIC)
    • District Industries Centre (DIC)
    • Shops & Establishments (S&E) Act registrations
  • Accounting System Design & Implementation
    • Selection of suitable accounting software
    • Setting up a structured chart of accounts
    • Training and support for internal accounting teams
  • Cash Flow Projections & MIS
    • Preparation of detailed cash flow forecasts
    • Design of MIS reports for better decision-making
  • Corporate and management services:
    • Company / LLP Incorporation
    • Maintaining of Statutory Records
    • Statutory Audit, Internal Audit, Fixed Assets Audit, Forensic Audit etc
    • Taxation Direct & Indirect
    • Due Diligence report
    • MCA form filling
    • Share reconciliation Audit
    • Drafting and vetting of Agreements
    • Advisory on various MSME scheme of Central & state government
    • Companies Act Compliances
    • NCLT matters

With the evolving regulatory landscape, compliance under the Companies Act has become increasingly complex and time-consuming. At Rajesh Singi & Associates, we help ease this burden by offering end-to-end corporate compliance services, ensuring that your business remains fully compliant while you focus on core operations.

• Company Information Management
  • Assistance with company data updates and maintenance as per MCA requirements
• Comprehensive Filing Services
  • Timely preparation and filing of various forms, returns, and resolutions with the Registrar of Companies (ROC)
  • Annual compliance filings and event-based filings
• Maintenance of Statutory Registers & Records
  • Preparation and upkeep of statutory books, including register of members, directors, share transfers, and minutes
• ROC Searches & Compliance Checks
  • Conducting due diligence and company searches at the Registrar of Companies
  • Ensuring your entity stays ahead of compliance deadlines and requirements

At Rajesh Singi & Associates, our philosophy is simple yet impactful: taxation should be treated like any other business cost that is controllable in both amount and timing. Effective tax planning is not just about compliance; it's a strategic tool to align tax liabilities with business and personal objectives.

Our approach ensures that tax planning brings real, measurable value to your enterprise. We only undertake taxation projects when the benefits clearly outweigh the associated costs, ensuring every engagement adds to your bottom line. In today's regulatory environment, where the government is increasingly focused on TDS and implementing more stringent rules and penalties, the importance of sound tax guidance cannot be overstated.

• We provide end-to-end support for both Direct and Indirect Taxation matters:
  • Income Tax Assessments and Representation before Authorities
  • Handling Appeals and Tribunal Matters
  • Regular Compliance and Advisory for Income Tax & GST
  • GST Registrations, Returns, and Reconciliations
  • Advisory on tax-saving opportunities and structuring
• Our Direct Taxation Services Include:
  • Strategic Tax Planning – Tailored tax-saving strategies for individuals, proprietors, and corporate entities
  • TDS Compliance & Advisory – Assistance with timely deduction, payment, and filing of TDS returns
  • Preparation & Filing of Returns – Filing for Service Tax, VAT
  • Representation before Tax Authorities – Appearance and representation before Income Tax and Appellate Authorities

At Rajesh Singi & Associates, we specialize in conducting comprehensive Inventory Funding Audits for banks and financial institutions to ensure the reliability of the inventory used as collateral by borrowers. With our expertise as Chartered Accountants, we bridge the gap between lenders and borrowers by delivering accurate, transparent, and audit-based insights that support sound lending decisions.

Our audit process is methodical and thorough. We conduct a detailed examination of stock records, validate purchase and sales documents, and assess the internal controls in place for inventory management. This allows us to detect inconsistencies, outdated or obsolete stock, pilferage, or inefficiencies in the supply chain.

It continues with on-site inspections of the borrower's premises to physically verify inventory, including raw materials, work-in-progress, and finished goods. We cross-check physical stock with accounting records and supporting documentation to confirm the authenticity and accuracy of inventory levels reported to the bank.

By identifying discrepancies between physical inventory and accounting books, we help minimize risks related to overstatement, fraud, or mismanagement. This ensures that banks are funding against genuine, verifiable assets — thereby reducing credit risk and enhancing transparency in the lending process.

Our experience spans a range of industries, including manufacturing, retail, logistics, and distribution. Whether it is a small enterprise or a large corporation, we tailor our audit procedures to fit the scale and complexity of each client.

In essence, our Inventory Funding Audit service is not just a compliance requirement, it is a strategic tool for banks to lend with confidence and for businesses to grow responsibly.

Rajesh Singi is an Insolvency Professional. An Insolvency Professional (IP) oversees and manages the insolvency process, ensuring a fair and transparent resolution for all stakeholders. We are tasked with protecting assets, managing business operations, and facilitating communication between the debtor, creditors, and other relevant parties. Our role holds a wide range of tasks, including financial analysis, asset valuation and sale, claim verification, and reporting to the National Company Law Tribunal (NCLT).

• We perform services including:
  • Financial Analysis and Asset Management: We assess the debtor's financial position to understand the causes of insolvency and potential avenues for resolution. We check the valuation and sale of the debtor's assets to maximize value for creditors.
  • Stakeholder Management: We facilitate communication and negotiation between the debtor and creditors to reach a mutually beneficial resolution plan. RSA plays a key role in convening and facilitating meetings of the Committee of Creditors (CoC).
  • Reporting and Compliance: IPs are required to submit regular reports to the NCLT, including liquidation plans, asset memoranda, interim reports, and final reports. We adhere to the Insolvency and Bankruptcy Code (IBC) and other relevant regulations.
• Economic Feasibility & Technical Viability Studies – Thorough analysis of a project's market potential, technical soundness, and return on investment.
• Preparation of CMA Data & Working Capital Assessment – Compiling CMA data to assist in determining working capital requirements.
• Loan Application & Negotiation Support – End-to-end assistance in drafting loan applications and negotiating favourable terms.
• Budgetary Planning & Cash Flow Projections – Preparation of realistic cash flow forecasts and budgeting models.
• Balance Sheet Analysis & Financial Review – In-depth analysis of financial statements to assess liquidity, solvency, and operational efficiency.
• Liaison & Presentation with Banks and Financial Institutions – Representation on behalf of clients in discussions, presentations, and compliance reviews.

At Rajesh Singi & Associates, we assist businesses in the smooth and compliant creation of charges in favour of banks and financial institutions, ensuring legal protection for lenders and seamless access to funding for borrowers.

We ensure complete legal compliance, avoid delays or penalties, and help companies maintain a clean financial and regulatory profile. Whether it's for a working capital facility, term loan, or asset-based funding, we ensure that the creation of charge is accurately documented and properly registered.

At Rajesh Singi & Associates, we offer specialized support to businesses seeking financial assistance for new and ongoing projects. From loan application preparation to liaising with financial institutions, our end-to-end solutions are designed to help clients access funding with clarity, confidence, and compliance.

• Our services include:
  • Preparation of Detailed Project Reports (DPRs) – Comprehensive reports outlining business objectives, financials, projections, and technical aspects required for funding proposals.
  • Economic Feasibility & Technical Viability Studies – Thorough analysis of a project's market potential, technical soundness, and return on investment.
  • Preparation of CMA Data & Working Capital Assessment – Compiling CMA data to assist in determining working capital requirements.
  • Loan Application & Negotiation Support – End-to-end assistance in drafting loan applications and negotiating favourable terms.
  • Budgetary Planning & Cash Flow Projections – Preparation of realistic cash flow forecasts and budgeting models.
  • Balance Sheet Analysis & Financial Review – In-depth analysis of financial statements to assess liquidity, solvency, and operational efficiency.
  • Liaison & Presentation with Banks and Financial Institutions – Representation on behalf of clients in discussions, presentations, and compliance reviews.